Subscriptions

To align our interests with those of our subscribers, our research fee is based on performance versus the S&P 500:

• One dollar a month if our research does not outperform the S&P 500; $1000 for any month that it does. Budget on $1000.
• We'll charge your credit card for the additional $999 on the first business day after month end every month our research beats the S&P.
• Subscribers who sign up during the course of any particular month receive the research for the balance of their sign-up month for $1. 

Over 90% of all mutual funds don't beat the S&P. We believe in our research.

This flat research fee applies regardless of performance.